Women have come a long way over the years, but in the realm of higher education and industry-specific careers, women as a whole still remain, for the most part underrepresented in opportunities for education grants for women. Women many times disregard their own dreams early in life and are later challenged by their financial situation. Women who were not able to finish college get a job, but they those jobs do not pay as well as those who finished their education using women education grants. Continue reading →
The number of women in business is growing by leaps and bounds thanks in part to the availability of small business grants for women. The SBA has the authority to make grants to non-profit and educational organizations in many of its counseling and training programs, but it does not have authority to make grants to small businesses directly. While it is a common myth that there are grants for women in business who seek start-up capital, government business grants for women do in fact exist in the form of small business loans, government expansion supply contracts as well as private and corporate foundational business grants for women.
As a savvy business woman seeking government business women grant, your first stop should be the United States federal government official business website at SBA.Gov. The Small Business Administration is the federal government arm for exploring grants for women in business. Here, you can look over opportunities, ask questions concerning government grants for women in business and get free help with every aspect of your business as well as advice from past small business grants for women awardees!
Here are just a few examples of currently available government women small business grants programs:
The Basic 7(a) Loan Program: While this is not a true small business grant for women in business, this type of funding can be used for starting, acquiring and expanding a small business. 7(a) loans are the most basic and most used type loan of SBA’s business loan programs.
The Federal CAPLines Program: The CAPLines program is the umbrella program under which the SBA provides an alternative for women small businesses grants to help meet their short-term and cyclical working-capital needs.
Microloan Program: The Microloan Program provides very small loans to start-up, newly established, or growing small businesses in lieu of government business grants for women.
Okay – so where are the actual available government grants for women in business? They are available on the same site, and awarded in the form of contracts and cosponsored grants!
The savvy explorer seeking business women grant in business will always consider taking advantage of doing business with the federal government. Good old Uncle Sam purchases millions upon millions of dollars worth of goods each and every year from local businesses. The federal government purchase and supply chain contracts to purchase goods of all makes and kinds in support of government workers, military personnel and their families. Funded by government grants for women in business, this one opportunity alone can catapult a small business into a large multi-million dollar business quickly.
Remember, while it is a common myth that there are grants for women in business who seek start-up capital, government business grants for women do in fact exist in the form of small business loans, government expansion supply contracts as well as private and corporate foundational business grants for women. The number of women in business is growing by leaps and bounds thanks in part to the availability of small business grants for women.
If you are like most folks, when looking for ways to finance a higher education, as well as savings and loans, you will consider tuition school grants. In this economy it can be hard to find ways to pay for classes, books and upkeep when you attend college or trade school, so one hard and firm option you need to place on your list is to apply for federal and private tuition grants.
The average annual cost of attending a private four year university has jumped to close to $20,000.00. This only covers the basics like room, basic board, classes, books and supplies. While the cost of a public college is slightly less, how does a person make ends meet without incurring a massive debt by the time your educational experience is finished? By winning tuition grants!
It’s easier than you think to locate tuition school grants to help pay for your education. The federal government is more than willing to help, and even if you don’t qualify for federal tuition grants, there are private foundations that offer everything from scholarships to financial cash awards. To qualify for federal grants for tuition, such as the federal Pell Grant, the basic qualifications are:
Be a United States citizen or eligible noncitizen
Study at an approved postsecondary institution
Have graduated from high school in the United States, or have earned a GED
Be enrolled as a formal student in the college
Not be in default on a student loan
Meet income eligibility limitations
Not convicted of a disqualifying criminal charge
Registered with Selective Service, if required
Think you may not qualify for federal tuition school grants? There are more alternatives available than meets the eye when exploring tuition grants!
School Financial Aid: Does your college offer a scholarship you just might qualify for? Ask your admissions officer about tuition school grants alternatives. Have you considered tuition payment plans in lieu of tuition grants?
Scholarships for Community Volunteer Work: There are many non profits at the local level that are willing to help you with tuition school grants in trade for your valuable volunteer hours!
Students with Disabilities: Living with a disability is hard. There are various federal and private tuition grants available for those who qualify.
Living with Cancer Tuition Grants: For survivors and victims’ alike, there are numerous
private foundational opportunities out there, if you look.
GLBT Tuition School Grants: National, regional and school-specific scholarships are now widely available for gay, lesbian, bisexual and transgendered students.
Military Tuition School Grants: Ask your admissions officer how to qualify!
College Work / Study Tuition Grants: This means you have to work part time, usually at the school you attend in exchange for payment for classes and books. Consider it an
Prepaid College Fund: While not a true grants for tuition, this guarantees funds for college.
With the average annual cost of attending private four year universities now close to $20,000.00., it can be stressing to find ways to pay for it. If you are diligent and creative in your search, you will locate many alternative ways to pay for your education, including the use of tuition grants.
Designed to aid unemployed or underemployed workers; veterans, older workers; minorities, women; …and just about everyone else are well kept little funding opportunities called training grants. Your educational needs and background will determine which program will work best for you and of course, for which grants you qualify. Here, we cover some of the better funded opportunities in both the federal and private award sectors in grants for training.
Whether you are just preparing to enter the workforce, obtain funding to further your skills, or maybe even need retraining in now obsolete skills, there are many training grants available to just about everybody. The most widely used training grant is the Pell grant. The Federal Pell Grant Program provides need based training for grants to low income undergraduate as well as occupation specific post-baccalaureate students to
promote access to postsecondary education.
The Federal Trade Assistance Act is designed to provide reemployment services in the form of training grants to workers who have lost jobs as a result of imports from overseas and shifts of production to other countries due to foreign completion. Eligible workers may also receive classroom and on the job training, trade readjustment allowances and relocation and job search payments. The Workforce Development Act provides training grants to eligible disadvantaged and dislocated workers. These grants average about $4,000.00 each and cover the cost of tuition. Students can continue to
collect unemployment insurance, welfare or food stamps while attending school.
The federal government also provides grants for training or retraining in the areas of:
Alcoholism training grants for treatment providers
Drug abuse grants for training for treatment providers
Mental health training grants for treatment providers
Law enforcement training grants for advanced training
Family planning services
Physical fitness for groups and individuals
Program development training grants for businesses and organizations
In the private and corporate funding sectors, there are several foundations which offer training for grants to groups, organizations and individuals.
The A.C. Ratshesky Foundation is committed to fostering economic and social justice for low and moderate income families residing in Boston and its surrounding communities offering training grants in the fields of childcare, education, and arts and culture.
The Chevron Foundation awards grants for training in the areas of providing for basic human needs, supporting education and related training costs, and aiding small to medium size business development.
The DeBusk Foundation provides training grants to gifted students twelve years of age and under. Grants are made to educational organizations for the purpose of direct enrichment of gifted students.
The Family Care Foundation provides humanitarian services and grants for training to grassroots organizations in developing countries. The Foundation International Relief and Development includes training grants for medical programs, computer literacy and grants for training the physically challenged population.
While your educational needs and background will determine which program will work best for you and of course, for which training for grants you qualify, there are funding opportunities available from a wide range of resources in many areas. As always, your first stop should be the federal government grants portal Grants.Gov to check out
Whether it is helping schools or nonprofit organizations get better computers, or partially funding a new super powerful electron microscope for clinical research, everyone benefits from the award of technology grants. Continue reading →
Many people owe their livelihoods and secondary education to student financial grants. Whether you are thinking about attending a trade school, community college or a large public university, the first step in your educational financial planning should be applying for grants for students.
Student grants come in the form of cash reimbursement grants to trade schools, community colleges and public universities, and are available from both private foundations and good old Uncle Sam, the United States federal government. Sometimes, you can even get help with outside costs, such as living expenses and more. While private awarding organizations tend to be stricter in giving grants for students to start their secondary education, the U.S. federal government tends to be a bit more flexible and open in their award of students grant.
Private and corporate financial grants for students tend to be offered to high achieving students in their last year of high school and tend to be demographically occupationally targeted. Most private and corporate foundations offer student financial grants to the top one half of one percent of the prospective graduating class who plan on earning a secondary education in specific fields of trade. Some of the more available opportunities in these
types of student financial grants are in the following fields:
Forestry and conservation
For those planning on applying for either private or corporate financial grants for students, you need to consider the following general guidelines:
The student must be within the last two high school years, more often than not inside the graduating high school year;
The student must be financially ineligible to receive federal aid;
The student must be in the top one grade point average percentile;
The student must demonstrate need.
When applying for federally sponsored student grants, such as the Pell Grant, it’s the job of the college or trade school Admissions Officer to help get you started. The Free Application for Federal Student Aid or FAFSA is used to apply for most federal and state loans, grants for students and scholarship programs. When you submit the FAFSA to the US Department of Education, they forward the information on the form to both the
state student assistance agency and the federal government application center.
Federally sponsored student financial grants also offer the advantage of being awarded what is known as a stipend, or money not designated strictly for class costs, such as help with housing, food and transportation back and forth from school. Federal student aid also helps students who have started college using their own funds, but have come up financially short to continue their education.
As you have learned, many people owe their livelihoods and secondary education to student financial grants. Whether you are thinking about attending a trade school, community college or a large public university, the very first step in your educational financial planning should be applying for private and federal financial grants for students.
As passed by the United States Congress over two decades ago, a specific percentage of monetary revenue collected by the federal government must be allocated to, and passed down to individual states in the form of state government grants. State government grants are not only available to local townships and counties, but also available to: Continue reading →
Small business grants are available at the federal government and private foundation levels for entrepreneurs and private owners seeking grants for small business. While it may seem obvious to those of us already working in a small business, the federal government has very strict mandates on what constitutes a small business, and thus who can apply for small business grants.
The United States federal government has strict criterion which must be met in their definition of a small business. Government grants are funded by your tax dollars and,
therefore, require very stringent compliance and reporting measures to ensure the awarded money is well spent. As you can imagine, small business grants are not given away indiscriminately. Since all federal agencies that offer Business Funding Grants for small business use United States Small Business Administration size standards for all contracts identified as small business grants, loans and more; owners and entrepreneurs need to select NAICS codes that best describe the business and then further determine if the
business meets size standards for the selected NAICS codes.
The North American Industry Classification System developed under the direction and guidance of the Office of Management and Budget is the standard for use by Federal statistical agencies in classifying business establishments for the collection and analysis
of statistical data describing the United States economy as a whole. This definition, which actually varies by geographic area, contains common grants for small business grants award elements such as:
Is organized for profit;
Has a place of business in the US;
Operates primarily within the U.S. or makes a significant contribution to the U.S. economy through payment of taxes or use of American products, materials or labor;
Is independently owned and operated; and
Is not dominant in its field on a national basis.
While the federal government will not provide business startup capital, they do offer government grants for small business in the form of awards from sub-entities, loans and procurement contracts. Of course when exploring available federal grants for small business, your first stop post registration is the federal government Internet funding portal at Grants.Gov.
Here you can locate and research government grants for small business offered by such entities as the Small Business Administration, the Department of Housing and Urban Development and the Department of Commerce, just to name a few. Millions upon millions of dollars
of federal funding opportunities in the form of small business grants are available for review.
Select private and family foundations also provide grants for small business who share the same mission goals for the betterment of humanity. The Advanta Foundation’s business focus is helping small businesses and business professionals grow in select areas by offering grants for small business. The Intuit Foundation Intuit forms
collaborative relationships with targeted nonprofits who in turn offer small business grants to entrepreneurs dedicated to making a lasting impact on the social issues frontier.
As you can see, small Business Funding Grants are available at the federal government and private foundation levels for entrepreneurs and private owners seeking grants for small business. The savvy business owner will take time to explore and research all available funding opportunities available in the form of small business grants.
Business expansion grants offer the small business owner funds that do not have to be repaid, thus relieving the burden of debt repayment and the accompanying liability and expense for interest on the company balance sheet.
Grants to expand businesses are not usually available from the Federal government, but state governments often have departments that can access funds for grant opportunities. Business expansion grants may also be administered through state colleges, such as a program in New Mexico that is administered through New Mexico State University. Other state sources may be found under headings such as “Office of Economic Development”, “Small Business Development Council”, or “Office of Commerce and Economic Opportunity” (Illinois).
Other sources for business expansion grants are professional organizations. For example, the National Association of the Self-Employed (NASE) offers notice of grants for business expansion opportunities after you become a member of the organization. Some organizations do not have an integral foundation that can directly provide grants, but maintain a notification service for funding.
If your business is a nonprofit, the opportunities for business expansion grants are far greater than found in the private sector. Typically, these grants are focused on increasing the scope or area coverage for your services (capacity building) and naturally support business expansion.
Business expansion grants rarely offer direct cash payments for operating costs, preferring to focus on providing funds for specific areas. For instance, if you are a taxicab company, you might apply for funds to build a service garage, and then approach another funder for grants for business expansion to purchase a vehicle lift, or to purchase specialized tools. If you are a nonprofit, you might include the cost of a van to serve outlying areas as part of your capacity building vision.
Small business expansion grants may be restricted to certain types of businesses. Perhaps your company wants to expand internet service to a rural area via wireless connections. You would look not only for the keywords “business expansion” but also under headings for “rural”, or “internet provider”.
If your program, whether a nonprofit or a for-profit, offers value for many people (such as our hypothetical internet provider, above) it will be perceived more favorably by funders than if it benefits very few people. Business expansion grants that produce new, sustainable jobs are very well received by the entire grant funding community at this time.
New medical, scientific and humanitarian modalities and inventions are discovered on a regular basis thanks to research grants. Federal research grants to cure illness and disease, explore space and build affordable and sustainable housing are all funded by government research grants. Scientists, humanitarians and medical professionals all start their quest at the same place, by doing grant research. Continue reading →